Everything Health Insurance

In addition to health care, dental retirement, and life insurance benefits, many employers offer disability insurance benefits to attract and retain employees. Typically, these employers offer both short-term disability and long-term disability insurance benefits. Some employers pay 100 percent of disability insurance premiums and give the benefits to all eligible employees. Others, on the other hand, offer disability insurance benefits at discounted group rates and give eligible employees the option to select a coverage. Some employers are even offering short-term disability insurance for free, and give eligible employees the option to select a long-term disability insurance at discounted group rates.