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The first type of affordable health insurance is the fee for service. This type of insurance policy the patient has to pay a fee to the doctor at any time the patient visits the doctor. Then later on the patient or the doctor can claim the coverage.The fee-of-service insurance is very affordable. Fee-of-Service plan helps the policy-holder to protect against unexpected diseases or illnesses financially. It may not be feasible for the person to meet up the expenses of medication especially if it is a serious disease. So the affordable health insurance gives the policy holders enough funds they needed to cover the costs.

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