Domestic partner insurance is when an unmarried couple in a committed relationship decide to share an insurance plan. Traditionally, when a couple shared an insurance plan they were married. Now, many couples of the same and opposite sex are able to share insurance just as a married couple would and reap all the benefits of doing so, but very few people directly benefit, usually less than one percent of the work force. The benefits are not portable. They could be lost by changing jobs. Partner benefits are subject to federal and state income tax, unlike benefits for married couples. Many companies require unmarried employees to sign an affidavit before receiving benefits. Often, these documents contain statements never required of married partners, such as sharing financial obligations. Married couples can have prenuptial agreements which separate their funds and ownership.
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