Dec
10
The probability of being disabled for more than three months is much greater than the likelihood of dying prematurely. Maybe one reason for this is that medication has brought ways of curing several illnesses and damaged to body that previously have known to be fatal. It may sound good news; it raises the requirement to safeguard ones income with the disability insurance. If you got sick or got injured on accident, how would you sustain yourself and your family financially?
Although this is only an assumption it can be misleading. You may never know if you when will you get disabled. Particularly, if you know that your body is healthy and working in a low-risk occupation.